When you fall at a business location or public place and become seriously injured, your medical bills and inability to work may seriously impact your quality of life. However, the property owner may be responsible for financial damages for costs incurred after the incident.
Read on to learn more about pursuing an insurance and/or legal claim after a slip-and-fall injury.
Types of available damages
Available financial damages in a slip-and-fall case cover all costs related to the accident, including compensation for the following:
- Permanent or temporary disability
- Permanent disfigurement
- Cost of child care, cooking, cleaning and other tasks that have become impossible to complete independently
- Lost current and future wages
- Medical costs, including those projected for the rest of your life as a result of the injury
Contributory negligence in North Carolina
North Carolina is one of the few states that practices contributory negligence. This legal term means that if you share any fault for the slip-and-fall accident, you become ineligible for financial damages. This could occur in situations such as the following:
- The injury happened while you were in a private area, not a space opened to the public.
- Your footwear was unsafe for the expected conditions, such as high heels on icy sidewalks.
- The area where the injury occurred was conspicuously marked with caution tape, cones or signs alerting visitors of danger.
- Your smartphone or something else distracted you from the dangerous conditions when the fall occurred.
When you pursue a liability claim after a slip-and-fall accident, you must show that the incident resulted in financial damages. You also have to prove that the property owner failed to uphold an existing duty to provide safe conditions.
Next steps to take
First and foremost, get the medical help you need when a slip-and-fall accident occurs. After receiving attention for your injuries, begin thinking about financial recovery.
You have three years to file a slip-and-fall claim in North Carolina. After this period has expired, you are outside the statute of limitations and are no longer able to recoup expenses caused by the injury.